Amendments to Bankruptcy petition
Adding a debt to your bankruptcy petition should be allowed prior to the closing of the case, but such post-filing motions will result in additional costs. In the District of Massachusetts, each additional debt added to the petition post-filing has a $26.00 fee. This is why it is always better to get all three agency credit reports if possible, so as to ensure that the list of debts is as comprehensive as possible. Still, additional debts only known of (not incurred) after filing may be added through a motion to amend with service upon those and other creditors and the trustee. Do consult first with the attorney filing your petition in your jurisdiction, as the additional work would usually not be covered by a standard fee agreement and may result in additional attorney fees depending on the amount of additional debt declared.